Personal Finance for Expats

The #1 English-Speaking
& Independent Financial
Planner in Germany

Personal Finance in Germany

Introducing PerFinEx

Services

Insurance

The large amount of different insurances in Germany confuses you? Our advice will bring clarity on what you really need. Insurances play an important role in your financial wellbeing, as they provide financial security for you and your loved ones when it matters most. We help you to protect your car, your home, your life, and your most important asset: Your ability to make a living.

Investments

You want more than 0% interest rate on your savings? The right investment strategy will help you achieve your financial goals. Besides working, investing is a major way to make money. Investing allows you to make your money work for you with the potential for a strong rate of return. Depending on your goals, timeframe, and risk tolerance you have a lot of different options to build your wealth.

Pensions

Our easy-to-understand advice will help you secure your income throughout your entire life, so you can enjoy your retirement. The German public pension will probably not even cover our basic needs. With many different levels of the German pension system, we are sure to find the right one for you. Regardless of whether you want to stay in Germany forever or want to return to your home country.

Real Estate

Owning a home is one of the biggest financial goals. So is passive income from investing in real estate. Which one is right for you? Real estate (Investing) can be wonderful tool to financial success when approached in a clever and strategic way – especially with the leverage effect. A home offers financial security for your family and an investment property helps you towards financial independence.

Real Estate (+Financing)

Whether you want to buy a home for your family or an investment property. The right financing makes everything possible. Understanding how to finance real estate is just as important as finding one, because you commit long-term to paying thousands of euros. We will make sure to provide you with the right financing strategy and the right financing partner out of more than 400 potential lenders in Germany.

Our Mission

“Our mission is to bring professional, easy-to-understand financial advice to all expats as long as they are living in Germany. By putting our clients first we make sure that everyone gets the best possible financial future they want, need, and deserve.”

Axel Brueckner, Founder