Free Contract Check with PerFinEx
Explore our contract check page to assess your Rürup Pension, Private Pension Level 3, Disability Insurance, and Private Health Insurance for optimal coverage and benefits.
The PerFinEx Contract Check in a Nutshell
When it comes to securing your financial future, regularly reviewing your insurance and pension contracts is essential. Whether you’re planning for retirement, safeguarding your health, or ensuring sufficient coverage for unexpected events, a structured contract check can identify gaps and help optimize your benefits. In this overview, we’ll cover the key areas of a comprehensive contract check, specifically focusing on Insurance, Health Insurance, and Pensions.
- Insurance: A range of personal insurance options, such as life insurance, disability insurance, and legal insurance, offer essential financial protection. Regularly reviewing these contracts helps ensure that you’re adequately covered in case of unexpected life events or disability. A contract check will verify if your coverage meets your needs, if premiums remain affordable, and if you’re maximizing the benefits available. Adjustments may be needed as life circumstances change, such as job shifts or lifestyle changes, to ensure continued relevance and financial protection.
- Health Insurance: Health insurance, whether private or public, plays a central role in maintaining quality healthcare access in Germany. If you’re in private health insurance, you may have benefits that public insurance does not cover, like faster specialist access or better hospital accommodations. However, private health insurance can become more costly over time. A contract check should assess the balance of premium costs against the benefits received, including outpatient treatments, dental services, and hospital care. Ensuring that your policy is adaptable to changes in health or income can keep you covered without unnecessary financial strain.
- Pensions: Building a reliable pension for retirement, whether through state pensions or private pension options like the Rürup Pension (Level 1) and other private pensions (Level 3), is essential to a financially secure future. Regular contract checks help ensure your pension contributions align with your retirement goals. For Rürup and private pensions, which come with tax advantages, it’s crucial to evaluate investment options, fees, and flexibility to ensure they are suitable for your long-term financial plans. Checking your contract also ensures you’re taking full advantage of tax benefits and assessing options that fit your risk tolerance and financial needs.
A thorough contract check of your insurance and pension plans allows you to ensure your financial safety nets are up-to-date and suitable for your current life situation. Whether you’re focused on retirement planning, health security, or general financial protection, regular reviews prevent overpaying for inadequate coverage. Additionally, they open up opportunities to adjust contracts, keeping them aligned with your evolving needs and financial goals for a more secure future.
The PerFinEx Contract Check Explained in a Video
Our Contract Check Options
Insurance
Check your Insurance contracts for maximum benefits
Health Insurance
Check your Health Insurance contract for comprehensive protection.
Pensions
Check your existing Pension contracts today!
Our Contract Check Options
Ensure your financial security by checking your contracts! Click the links below for tailored evaluations of your Rürup Pension, Private Pension Level 3, Disability Insurance, and Private Health Insurance to maximize your benefits and coverage.
Insurance
Check your Insurance contracts for maximum benefits
Health Insurance
Check your Health Insurance contract for comprehensive protection.
Pensions
Check your Pension contracts today!
Your PerFinEx financial advisory team
Your Financial advice
Personal finance in Germany can be difficult – especially as an expat with limited German language skills. We make your financial planning as easy as possible. All you need is a device that is connected to the internet to secure a free online meeting with us.
Contract Check: Insurance
Navigating the world of insurance in a new country can be complex. At PerFinEx, we understand the unique challenges expats face when it comes to protecting themselves and their families. Our free insurance contract check provides clarity and peace of mind. Upload your existing life insurance, disability insurance, liability insurance, or other personal insurance contracts for a comprehensive review. We’ll help you understand your coverage, identify potential gaps, and ensure your policies align with your current needs and financial goals.
You need help with selecting the right Insurance for you?
Choosing the right insurance can be overwhelming, especially with the language barrier and unfamiliar options. PerFinEx simplifies the process. We’ll guide you through the different types of insurance available in Germany, assess your individual needs and risk profile, and recommend suitable policies that offer optimal coverage at competitive prices. Contact us today for a personalized consultation.
Learn More About Pension in Germany On Social Media
Social media can be a valuable source of information when learning more about pensions in Germany. By following our accounts, you can get helpful tips, news, and resources related to the pension system and regulations in Germany.
Contract Check: Health insurance
The German health insurance system can be quite different from what you’re used to. Whether you’re in the public or private system, understanding your coverage and optimizing your benefits is crucial. Upload your health insurance contract for a free review by our experts. We’ll analyze your policy, explain the intricacies of the German system, and help you identify potential savings or areas where you might need additional coverage.
You need help with selecting the right health insurance?
Deciding between public and private health insurance, or choosing the right plan within those systems, is a significant decision with long-term implications. PerFinEx provides expert guidance to help you make the best choice for your individual circumstances and health needs. We’ll explain the differences between the systems, analyze your eligibility, and recommend the most suitable options for you and your family. Schedule a consultation to discuss your health insurance needs.
How You Benefit From Working With PerFinEx
PerFinEx GmbH is registered as an independent financial advisor in all fields of personal finance: insurance, investments, and loans according to § 34 German trade regulations (Gewerbeordnung) & supervised by the German Chamber of Commerce and Industry (IHK).
Independent Advice
We are an independent financial advisor working with hundreds of different banks, insurance & pension companies.
No Additional Costs
We are paid in commissions that the German government regulates. Working with us comes at no extra cost for you.
Licensed & Regulated
We are licensed in all 3 different fields of personal finance and compliant with German financial laws & regulations.
Contract Check: Pensions
Planning for a comfortable retirement in Germany requires a solid understanding of the pension system and the available options. Our free pension contract check helps you assess your current retirement plan, whether it’s a Rürup pension, Riester pension, or private pension scheme. Upload your contract for a detailed analysis. We’ll identify potential gaps, optimize your contributions, and ensure your pension strategy aligns with your long-term financial goals.”
You Don't Have a Pension Plan Yet?
Building a secure retirement requires careful planning and the right pension products. PerFinEx offers expert advice on navigating the German pension landscape. We’ll explain the different pension pillars, analyze your individual needs and risk tolerance, and recommend suitable pension solutions that maximize your retirement income and provide tax advantages. Get in touch to discuss your pension planning needs.
What Our Amazing Clients Say About Us
To gain insight into what it’s like to work with us, take a look at the feedback from our clients. Furthermore, you have the opportunity to provide us with your own review as simple as it gets with the button below.
FAQ about Our Free Contract Check
What types of contracts do you review?
We specialize in reviewing insurance contracts (life, health, disability, liability, etc.) and pension contracts (Rürup pension, Riester pension, and private pension).
Is the contract check really free?
Yes, our initial contract check is completely free of charge. We offer this service to help expats understand their existing contracts and identify potential areas for improvement.
What happens after the free contract check?
After the check, we’ll provide you with a clear report outlining our findings and recommendations. You can then decide if you’d like to engage our services further for personalized advice and assistance with optimizing your contracts.
How do I submit my contracts for review?
Simply upload your contracts securely through the form on this page. We accept various file formats (PDF, JPG, PNG).
How long does the contract check take?
We strive to complete the review within 3 business days. You’ll receive an email notification once the check is complete.
Is my data safe with you?
Absolutely. We treat all client data with the utmost confidentiality and adhere to strict data protection regulations.
Get In Touch With Us
Would you like to learn more about pensions, insurance, or health insurance in Germany or do you need help with that? Please feel free to send us a message and we will answer your questions as fast as possible.