Real Estate in Germany
Owning a home or buying a rental property is one of the biggest financial goals. Real estate (investing) in Germany can be a wonderful tool for financial success.
Real Estate in Germany In A Nutshell
Real estate in Germany has long been a popular investment option for buyers from Germany and abroad. Germany is known for its stable economy, relatively low-interest rates, and high quality of life, which have made it an attractive destination for people looking to buy residential property or invest in rental properties.
In recent years, the German real estate market has experienced significant growth, with rising property prices and strong demand for housing in urban areas. This growth is due to several factors, including a growing population, low unemployment rates, and an influx of foreign investors.
Germany has a highly regulated real estate market that offers a high level of security for investors. The strong legal system and transparent real estate laws make Germany an attractive destination for international buyers seeking a stable and secure investment. In addition, the government has taken various measures to support the real estate market, such as tax incentives for energy-efficient buildings and subsidies for first-time home buyers.
Buying a home in Germany can be a complex process, with buyers having to comply with various legal requirements and fees. The first step is to find a property that suits your needs and budget. This can be done by working with a real estate agent or by searching online listings. Once you have found a property, you need to make an offer to the seller. If your offer is accepted, you will need to hire a notary to complete the purchase contract. The notary will ensure that all legal requirements are met and that the property is transferred into your name. You will also have to pay various taxes and fees, such as land transfer tax and notary fees.
Investing in real estate for rent in Germany is an increasingly popular way to earn passive income. The country has a strong rental market and many people choose to rent rather than buy. This has created opportunities for investors to purchase properties and earn a regular rental income. When investing in rental properties, factors such as location, rental demand, and potential rental income need to be considered. It is also important to consider the costs of management, maintenance, and repairs. The advantage here is that the additional costs are tax deductible (unlike the costs for purchasing a home).
If you are interested in purchasing an investment property, PerFinEx can help you with this. We can help you with both the property search and the financing of the property. The advantage here is that all our properties come with a full management service. This means that you don’t have to worry about anything after purchase.
In summary, real estate in Germany offers a stable and secure investment opportunity for both domestic and international buyers. With a highly regulated market, a solid legal system, and transparent real estate laws, Germany is a safe and attractive destination for those looking to purchase residential property or invest in rental properties. Although buying a property or investing in rental properties can be a complex process, investors can achieve steady returns on their investments. Find out more about real estate in Germany on this page.
Our latest real estate videos
In our YouTube playlist about real estate in Germany, we go into the details of real estate in general. We explain what to look out for when getting started, how best to proceed, and additionally general topics about real estate in Germany.
Our latest Real Estate Blog Posts
In our blog, we cover everything there is to know about real estate in Germany. Among other things, we inform you about current events, misstatements, errors, and changes in the German real estate market.
Building Your Own Real Estate Company (GmbH) in Germany from Scratch
Embark on a strategic journey to establish your own Real Estate GmbH in Germany, optimizing tax benefits and ensuring lasting success in property investment. 🤑
The Property Buying Dilemma in Germany
In the world of real estate investment in Germany, the choice between small and big properties is a pivotal decision. 🤔 You can read more about this in this article.
Is Investing (in Germany) Only for the Rich?
Unlocking Investment Opportunities in Germany: Debunking Myths" challenges common misconceptions, revealing how anyone can invest in real estate and more. 🤔
Our latest Real Estate Blog Posts
In our blog, we cover everything there is to know about real estate in Germany. Among other things, we inform you about current events, misstatements, errors, and changes in the German real estate market.
Building Your Own Real Estate Company (GmbH) in Germany from Scratch
Embark on a strategic journey to establish your own Real Estate GmbH in Germany, optimizing tax benefits and ensuring lasting success in property investment. 🤑
Calculate all important calculations regarding real estate in Germany
You can use our calculators to calculate all important aspects of real estate in Germany. You can for example get an idea of what the best real estate loan looks like, how long you need to pay off your mortgage, or how much real estate you can afford.
Best real estate
Loan in Germany
Find the best real estate loan in Germany with the lowest interest rate.
Best Bausparvertrag
in Germany
Find the best Bausparvertrag in Germany with the highest interest rate.
Real Estate
Loan Calculator
Calculate the perfect real estate loan (EMI) to see how much real estate you can afford.
Real Estate Condition
Calculator
Find the best real estate loan in Germany with the lowest interest rate.
Real estate price
Calculator
Find out how much real estate you can afford.
Buying or renting
calculator
Compare renting vs. buying on a financial perspective.
Calculate all important calculations regarding real estate in Germany
You can use our calculators to calculate all important aspects of real estate in Germany. You can for example get an idea of what the best real estate loan looks like, how long you need to pay off your mortgage, or how much real estate you can afford.
Best real estate
Loan in Germany
Find the best real estate loan in Germany with the lowest interest rate.
Best Bausparvertrag
in Germany
Find the best Bausparvertrag in Germany with the highest interest rate.
Real Estate
Loan Calculator
Calculate the perfect real estate loan (EMI) to see how much real estate you can afford.
Are you looking for something specific?
Buying a Home in Germany
If you are thinking about buying a house in Germany, you have come to the right place. Many people have the goal of owning their own home at some point in their lives.
This can make sense for many, especially in Germany, as Germany is known for its strong and stable economy, high standard of living, and excellent infrastructure. However, buying a home in Germany can be a complex and time-consuming process, especially for those who are unfamiliar with local laws and regulations.
On the following page, we will give you a comprehensive overview of everything you need to know about buying your own home in Germany – from the different types of property available to the legal and financial requirements you will need to meet.
Our latest videos about buying a home
In our YouTube playlist on buying a home, we go into detail and show you exactly how you should develop your savings strategy for your personal real estate investment and what to look out for when buying your own home in Germany.
Our latest blog posts about buying a home
In our blog on buying a home, we go into detail and show you exactly how to prepare for buying your own home in Germany, what the benefits are, and what to look out for. Additionally, we help you save up for your future home.
Real Estate Financing: 11 Common Mortgage Mistakes
Are you looking to buy a property in Germany? If so, you definitely want to avoid these 11 common mortgage mistakes. 😱
Pay off mortgage or invest? – A helpful comparison
When you have money, should you pay off your mortgage or invest the money? If you pay off your house, you feel like you are living in your home for free. If you invest, you can achieve the historical stock market average of 7% per year.
One euro houses in Germany – Is it a real option?
The Italian government offers the possibility to buy real estate for just a single euro. In this article we will see if this option is also available in Germany, so you can buy 1€ houses in Germany.
Our latest blog posts about buying a home
In our blog on buying a home, we go into detail and show you exactly how to prepare for buying your own home in Germany, what the benefits are, and what to look out for. Additionally, we help you save up for your future home.
Real Estate Financing: 11 Common Mortgage Mistakes
Are you looking to buy a property in Germany? If so, you definitely want to avoid these 11 common mortgage mistakes. 😱
Calculate the costs for your own home with our Calculators
With our calculators, you can calculate everything around your own home. From what you can afford to pay, to potential ways to save on the property, to the actual loan you will most likely need.
Best real estate
Loan in Germany
Find the best real estate loan in Germany with the lowest interest rate.
Best Bausparvertrag
in Germany
Find the best Bausparvertrag in Germany with the highest interest rate.
Real estate price
Calculator
Find out how much real estate you can afford.
Buying or renting
calculator
Compare renting vs. buying on a financial perspective.
Calculate the costs for your own home with our Calculators
With our calculators, you can calculate everything around your own home. From what you can afford to pay, to potential ways to save on the property, to the actual loan you will most likely need.
Best real estate
Loan in Germany
Find the best real estate loan in Germany with the lowest interest rate.
Best Bausparvertrag
in Germany
Find the best Bausparvertrag in Germany with the highest interest rate.
Learn More About Real Estate in Germany On Social Media
Social media can be a valuable source of information when learning more about real estate in Germany. By following our accounts, you can get helpful tips, news, and resources related to real estate in general and regulations in Germany.
Buying a rental property in Germany
Investing in real estate can be a lucrative and stable way to grow your wealth, and Germany has become a popular destination for property investment in recent years. With its robust economy, “relatively” low-interest rates, and high demand for rental properties, Germany offers investors the potential for long-term growth and profitability.
Whether you are looking to invest in residential or commercial property, there are many opportunities to explore in the German real estate market.
The following page deals with everything related to the investment side of real estate. Among other things, we discuss the many advantages, but also challenges of investing in real estate in Germany. In addition, we provide insights and tips to help you make informed decisions.
our latest buying a rental videos
In our YouTube playlist on buying a rental property, we go into detail and show you exactly how you should develop your strategy (also your savings strategy) and what to look out for when buying a rental property in Germany.
Our latest buying a rental blog posts
In our blog, we report on everything there is to know about buying a rental property in Germany. Among other things, we inform you about current events, misunderstandings, errors, and changes in the real estate market in Germany.
Investment Taxation: A Comprehensive Guide in Germany
Navigate Germany's tax landscape with our investment ranking, from -42% to +42% taxes. Craft a tax-efficient strategy for optimal financial outcomes. Explore now! 📈
Building Your Own Real Estate Company (GmbH) in Germany from Scratch
Embark on a strategic journey to establish your own Real Estate GmbH in Germany, optimizing tax benefits and ensuring lasting success in property investment. 🤑
Is Investing (in Germany) Only for the Rich?
Unlocking Investment Opportunities in Germany: Debunking Myths" challenges common misconceptions, revealing how anyone can invest in real estate and more. 🤔
Our latest buying a rental blog posts
In our blog, we report on everything there is to know about buying a rental property in Germany. Among other things, we inform you about current events, misunderstandings, errors, and changes in the real estate market in Germany.
Investment Taxation: A Comprehensive Guide in Germany
Navigate Germany's tax landscape with our investment ranking, from -42% to +42% taxes. Craft a tax-efficient strategy for optimal financial outcomes. Explore now! 📈
Calculate the costs for your investment property
With our calculators, you can calculate all possible scenarios to consider when buying a rental property. From the conditions, to potential savings methods for the property, to the actual loan you need.
Best real estate
Loan in Germany
Find the best real estate loan in Germany with the lowest interest rate.
Real Estate
Loan Calculator
Calculate the perfect real estate loan (EMI) to see how much real estate you can afford.
Real Estate Condition
Calculator
Find the best real estate loan in Germany with the lowest interest rate.
Buying or renting
calculator
Compare renting vs. buying on a financial perspective.
Calculate the costs for your investment property
With our calculators, you can calculate all possible scenarios to consider when buying a rental property. From the conditions, to potential savings methods for the property, to the actual loan you need.
Best real estate
Loan in Germany
Find the best real estate loan in Germany with the lowest interest rate.
Real Estate
Loan Calculator
Calculate the perfect real estate loan (EMI) to see how much real estate you can afford.
How You Benefit From Working With PerFinEx
PerFinEx GmbH is registered as an independent financial advisor in all fields of personal finance: insurance, investments, and loans according to § 34 German trade regulations (Gewerbeordnung) & supervised by the German Chamber of Commerce and Industry (IHK).
Independent Advice
We are an independent financial advisor working with hundreds of different banks, insurance & pension companies.
No Additional Costs
We are paid in commissions that the German government regulates. Working with us comes at no extra cost for you.
Licensed & Regulated
We are licensed in all 3 different fields of personal finance and compliant with German financial laws & regulations.
Investing in Real estate in Germany
Investing in real estate can be a lucrative and stable way to grow your wealth, and Germany has become a popular destination for property investment in recent years. With its robust economy, “relatively” low-interest rates, and high demand for rental properties, Germany offers investors the potential for long-term growth and profitability.
Whether you are looking to invest in residential or commercial property, there are many opportunities to explore in the German real estate market.
The following page deals with everything related to the investment side of real estate. Among other things, we discuss the many advantages, but also challenges of investing in real estate in Germany. In addition, we provide insights and tips to help you make informed decisions.
our latest real estate investing videos
In our YouTube playlist on real estate investing, we go into detail and show you exactly how you should develop your strategy (also your savings strategy) and what to look out for when buying a rental property in Germany.
Our latest real estate investing blog posts
In our blog, we report on everything there is to know about investing in real estate in Germany. Among other things, we inform you about current events, misunderstandings, errors, and changes in the real estate market in Germany.
Investment Taxation: A Comprehensive Guide in Germany
Navigate Germany's tax landscape with our investment ranking, from -42% to +42% taxes. Craft a tax-efficient strategy for optimal financial outcomes. Explore now! 📈
Building Your Own Real Estate Company (GmbH) in Germany from Scratch
Embark on a strategic journey to establish your own Real Estate GmbH in Germany, optimizing tax benefits and ensuring lasting success in property investment. 🤑
Is Investing (in Germany) Only for the Rich?
Unlocking Investment Opportunities in Germany: Debunking Myths" challenges common misconceptions, revealing how anyone can invest in real estate and more. 🤔
Our latest real estate investing blog posts
In our blog, we report on everything there is to know about investing in real estate in Germany. Among other things, we inform you about current events, misunderstandings, errors, and changes in the real estate market in Germany.
Investment Taxation: A Comprehensive Guide in Germany
Navigate Germany's tax landscape with our investment ranking, from -42% to +42% taxes. Craft a tax-efficient strategy for optimal financial outcomes. Explore now! 📈
Calculate the costs for your investment property
With our calculators, you can calculate all possible scenarios to consider when buying a property. From the conditions, to potential savings methods for the property, to the actual loan you need.
Best real estate
Loan in Germany
Find the best real estate loan in Germany with the lowest interest rate.
Real Estate
Loan Calculator
Calculate the perfect real estate loan (EMI) to see how much real estate you can afford.
Real Estate Condition
Calculator
Find the best real estate loan in Germany with the lowest interest rate.
Buying or renting
calculator
Compare renting vs. buying on a financial perspective.
Calculate the costs for your investment property
With our calculators, you can calculate all possible scenarios to consider when buying a property. From the conditions, to potential savings methods for the property, to the actual loan you need.
Best real estate
Loan in Germany
Find the best real estate loan in Germany with the lowest interest rate.
Real Estate
Loan Calculator
Calculate the perfect real estate loan (EMI) to see how much real estate you can afford.
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FAQ about real estate in Germany
Can foreigners buy real estate in Germany?
In principle, there are no restrictions for foreigners to purchase real estate. In this respect, the natural person is equally permitted as the legal entity. The origin of the buyers does not play a role. For example, Italians or Swiss can acquire and hold real estate in Germany as private individuals as well as through companies and corporate holdings.
How do I start investing in real estate?
There are many different ways to invest in real estate. You can choose the classic way via property. However, here you need to save a relatively large sum as equity. This is not required for REITs, REIGs, and RELPs. These are types of investment funds that are slightly different, but quite similar. In addition, there is the possibility of crowd investing either classically via a platform, or via real estate security tokens.
What should I know before investing in real estate?
The most important factor when it comes to investing in real estate is your personal financial situation. This shows you whether you should rather invest in real estate security tokens, or similar, because you have too little income, too little equity, perhaps psychologically not even ready to deal with so much debt on your shoulders, or whether you are able to lift a real estate investment. This also applies to both the financial and the psychological side. Here it is often better to start smaller. So instead of starting right away with a multi-family house, first buy a one- or two-room apartment.
What is the best real estate website?
This depends on how you plan to use your property. If you are aiming to purchase your own home, platforms like Immo Scout 24 are probably the best option. However, if your goal is to purchase an investment property, we recommend you make an appointment with real estate advisors, like we are, as they often have access to platforms that allow you to invest in projects designed precisely for this purpose.
Book a free Meeting with us to discuss your real estate wishes
Real estate in Germany, can be difficult – especially as an expat with limited German skills. Make a free appointment with us & our investment experts will discuss with you the perfect strategy for your real estate investment in Germany.
Get In Touch With Us
Would you like to learn more about real estate in Germany or do you need help with the right strategy for your real estate investment? Just send us a message and we will help you as soon as possible.