Invest in Silver: The High-Growth Precious Metal
Capitalize on the booming industrial demand for silver. Start a flexible savings plan or invest a lump sum. Buy physical silve through our secure Swiss/German vault storage.
Why you should Invest in Physical Silver in Germany?
While gold is a classic safe haven, silver is an industrial powerhouse. From solar panels to electric vehicles, the global demand for silver is skyrocketing. Here is why adding physical silver to your portfolio is a brilliant move.
The Benefits:
- Driven by Future Technologies: Silver is the most conductive metal on earth. It is irreplaceable in green energy, electronics, and EVs, meaning its price is heavily driven by real-world industrial demand.
- 100% Tax-Free Profits After 1 Year: Just like gold, if you hold physical silver for more than 12 months, any profit you make when selling it is completely free from German capital gains tax.
- A Tangible Asset You Actually Own: Unlike digital stocks or ETFs, physical silver is independent of the banking system. It is a hard asset you can see, touch, and store securely.
- More Affordable, Higher Volatility: Silver is much cheaper per ounce than gold, making it easy to start accumulating. Because the market is smaller, it often sees much higher percentage gains during precious metal bull runs.
Whether you want to secure a large lump sum in silver bars or build wealth gradually with a monthly coin savings plan, our partner Golden Gates offers a flexible, secure, and purely physical solution.
Customize Your Silver Investments
Bars vs. Coins
You decide. Silver bars (Barren) are highly efficient for larger investments. Silver coins (Münzen) offer flexibility and are globally recognized.
Storage vs. Delivery
Want to hold it in your hands? Choose Home Delivery. Prefer maximum security? Choose Vault Storage in a high-security facility. You can even specify the exact denomination/size of your silver.
Transparent Fees
No hidden costs. There is a transparent 1% purchasing fee (Kaufgebühr/Agio). You can choose to pay this upfront, or simply have it deducted automatically with each investment.
Choose Your Investment Strategy
The Silver Savings Plan (Monthly)
- From just €25/month
- Flexible duration (2 to 25 years)
- Choose your start date
- Cost-averaging effect to beat market volatility
One-Time Purchase (Lump Sum)
- Starting from €,1000
- Instant physical backing
- Choose your purchasing date
- Choose between Bars (Barren) or Coins (Münzen)
Your PerFinEx financial advisory team
Your Silver investing advice
Personal finance in Germany can be difficult – especially as an expat with limited German language skills. We make your financial planning as easy as possible. All you need is a device that is connected to the internet to secure a free online meeting with us.
How to start investing in Silver?
Taking the first step toward securing your financial future with physical precious metals is simpler than you might think. At PerFinEx, we have streamlined the process to ensure you can move from consultation to ownership with total peace of mind.
The PerFinEx Advantage: Market-Leading Rates
We believe that more of your money should go directly into your assets. While the industry standard for purchasing precious metals can be significantly higher, we offer an exclusive 1% purchasing fee for coins, bars, and silver. This is well below the market average, ensuring you start your investment with more physical metal for every Euro spent.
To begin your journey, follow these three simple steps:
- Define Your Strategy: Decide whether you want to make a one-time strategic purchase to hedge your portfolio or set up a flexible monthly savings plan to build your wealth over time.
- Complete the Online Application: Click the link below to access our secure digital application form. This process takes only a few minutes and allows us to tailor the account to your specific needs.
- Verify and Fund: Once your application is submitted, you will receive a confirmation. After your account is active and funded, your gold is purchased at our institutional rates, vaulted securely, and managed according to your preferences.
Learn More About Silver Investments On Social Media
Social media can be a valuable source of information when learning more about silver investments in Germany. By following our accounts, you can get helpful tips, news, and resources related to silver in Germany.
FAQ About Investing in silver In Germany
Would you like to check if your query has already been answered? Our FAQ about silver investments in Germany includes all the essential questions that you may be interested in.
How exactly do I avoid the 19% VAT on silver?
In Germany, physical silver is normally subject to 19% VAT. However, by choosing Vault Storage (Lagerung im Zollfreilager), the silver is stored in a high-security facility that legally sits outside the standard tax zone. This allows you to buy 100% physical silver without paying a cent in VAT, giving you 19% more silver for your money immediately.
Are profits from silver also tax-free like gold?
Yes! Under German tax law, physical silver is treated the same as physical gold. If you hold your silver for at least one year (12 months), any profit you make when selling it is 100% tax-free. This makes silver an incredibly tax-efficient long-term investment.
Can I get my vaulted silver delivered home later?
Yes, you can request physical delivery at any time. However, please note that the moment the silver leaves the tax-free vault to be shipped to your home in Germany, the 19% VAT will become due and must be paid. Most investors prefer to keep it in storage to maintain the tax advantage and security.
What is the 1% purchasing fee (Agio)?
This is a transparent fee charged by Golden Gates for the procurement, high-security transport, and allocation of your physical silver. You can choose to pay this fee upfront or have it deducted automatically from your monthly or one-time investment amount.
Why do I have to verify my identity (VideoIdent)?
To protect your investment and comply with the German Anti-Money Laundering Act (Geldwäschegesetz), a formal ID check is required. This ensures that you are the sole legal owner of the physical silver stored in your name. It’s a standard procedure that underlines the seriousness and security of the provider.