Community Invest


  1.  Community Invest Explained
  2. Risk & Reward Indicator Explained
  3. Investment Options Explained
    1. High Safety
    2. Passive Income
    3. High Return
  4. How to join the community invest
  5. FAQ
    1. What are the Risks
    2. Comparing all investment types pros and cons
    3. Minimum Investment (Restriction)
    4. Metric
    5. Sustainability
    6. Can you include the investments in bAV

FAQ About The community invest

Would you like to check if your query has already been answered? Our Community Invest FAQ includes all the essential questions that you may be interested in. If you have other questions, just simply write us a message below.

What are the risks associated with the Community Invest?

What is the minimum Investment for the Community Invest?

As soon as you come to Germany and start to work here, your employer will register you with German public health insurance. However, you can still look for health insurance yourself. To do this, you must inform your employer within two weeks of starting work. Our recommendation is to talk to an insurance expert to get the best health insurance in Germany for your individual situation. Anyhow, finding German health insurance for foreigners is not the problem, the difficulty is rather to find the right one.

Are the Investments From the Community Invest Sustainable?

If you are self-employed, a civil servant, earn above 66.600€ yearly, have no basis to join public insurance, or are a student who renounces their public insurance, you are free to choose either public or private health insurance. Therefore, you need to cancel your public insurance, get private insurance, and send some letters of your private health insurance confirmation to your current, already canceled public health insurance. We at PerFinEx can help you find the best private health insurance in Germany for your individual situation. We will also help you with the German paperwork.

What time horizon should I have for the Community Invest?

Your health insurance options depend on your income and employment status. Most people in Germany are forced to be insured in statutory health insurance. Therefore, it will be the same coverage with any provider and only a small difference in cost. However, if you are self-employed, a civil servant, or earn more than 64.350€, you are eligible for private health insurance. In this case, our recommendation is to discuss your individual situation with an insurance expert, such as us, to find out what makes the most sense for you.

Base Pension

Riester Pension

Private Pension